When you bring home a new family member, you want to be prepared for everything that comes with caring for them. Just as health insurance can help families manage the unexpected costs of medical care, pet insurance can provide valuable financial support when your dog or cat needs veterinary care.​ From an unexpected illness or injury to a swallowed sock, a trip to the emergency vet, or other costly surprises, veterinary expenses can add up quickly. Some pet insurance plans also offer coverage for routine and preventive care.​ The right policy for your pet will depend on your budget, your comfort with unexpected veterinary expenses, and the type of coverage that best fits your family. We don't recommend one company or policy over another, but many OPH adopters and fosters have found that pet insurance gives them greater peace of mind and more options when their pets need care.